/* =========================================================
     Base style: USMS Brand (per Final design language)
     ========================================================= */
  :root {
    --usms-navy: #002F6C;
    --usms-navy-dark: #001A3D;
    --usms-navy-deep: #00132E;
    --usms-red: #E4002B;
    --usms-red-dark: #B8001F;
    --usms-gold: #FFB81C;
    --usms-white: #FFFFFF;
    --usms-off-white: #F5F6F8;
    --usms-gray-100: #ECEEF1;
    --usms-gray-300: #C9CED6;
    --usms-gray-500: #6F7783;
    --usms-gray-700: #3B414C;
    --usms-text: #1A1F2B;
    --font-display: "Oswald", "Helvetica Neue", Arial, sans-serif;
    --font-body: "Open Sans", "Helvetica Neue", Arial, sans-serif;
    --radius-sm: 2px;
    --radius-md: 4px;
    --shadow-card: 0 2px 12px rgba(0, 19, 46, 0.08);
    --shadow-card-hover: 0 8px 24px rgba(0, 19, 46, 0.14);
    --max-width: 1240px;
  }
  * {
    -webkit-box-sizing: border-box;
            box-sizing: border-box;
  }
  html,
  body {
    margin: 0;
    padding: 0;
    font-size: 16px;
    font-family: "Open Sans", "Helvetica Neue", Arial, sans-serif;
    font-family: var(--font-body);
    color: #1A1F2B;
    color: var(--usms-text);
    background: #FFFFFF;
    background: var(--usms-white);
    -webkit-font-smoothing: antialiased;
    line-height: 1.6;
  }
  img {
    max-width: 100%;
    display: block;
  }
  a {
    color: #002F6C;
    color: var(--usms-navy);
    text-decoration: none;
  }
  a:hover {
    text-decoration: underline;
  }
  h1,
  h2,
  h3,
  h4 {
    font-family: "Oswald", "Helvetica Neue", Arial, sans-serif;
    font-family: var(--font-display);
    font-weight: 700;
    line-height: 1.1;
    letter-spacing: 0.01em;
    margin: 0 0 0.5em 0;
    text-transform: uppercase;
  }
  h1 {
    font-size: clamp(41.6px, 5.5vw, 72px);
    font-size: clamp(2.6rem, 5.5vw, 4.5rem);
  }
  h2 {
    font-size: clamp(32px, 3.8vw, 48px);
    font-size: clamp(2rem, 3.8vw, 3rem);
  }
  h3 {
    font-size: clamp(20.8px, 2vw, 25.6px);
    font-size: clamp(1.3rem, 2vw, 1.6rem);
  }
  h4 {
    font-size: 16.8px;
    font-size: 1.05rem;
    letter-spacing: 0.08em;
  }
  p {
    margin: 0 0 1em 0;
    font-size: 16.8px;
    font-size: 1.05rem;
  }
  .container {
    max-width: 1240px;
    max-width: var(--max-width);
    margin: 0 auto;
    padding: 0 24px;
  }
  .eyebrow {
    font-family: "Oswald", "Helvetica Neue", Arial, sans-serif;
    font-family: var(--font-display);
    font-weight: 600;
    font-size: 14.4px;
    font-size: 0.9rem;
    letter-spacing: 0.25em;
    text-transform: uppercase;
    color: #E4002B;
    color: var(--usms-red);
    margin-bottom: 12px;
    margin-bottom: 0.75rem;
    display: inline-block;
  }
  .eyebrow.on-dark {
    color: #FFB81C;
    color: var(--usms-gold);
  }
  /* =========================================================
     Buttons (from Final)
     ========================================================= */
  .btn {
    display: inline-block;
    font-family: "Oswald", "Helvetica Neue", Arial, sans-serif;
    font-family: var(--font-display);
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    border-radius: 2px;
    border-radius: var(--radius-sm);
    border: 2px solid transparent;
    cursor: pointer;
    -webkit-transition: all 0.18s ease;
    transition: all 0.18s ease;
    text-decoration: none;
    text-align: center;
    line-height: 1;
  }
  .btn:hover {
    text-decoration: none;
  }
  .btn-sm {
    padding: 10px 18px;
    font-size: 13.12px;
    font-size: 0.82rem;
  }
  .btn-md {
    padding: 12px 22px;
    font-size: 14.72px;
    font-size: 0.92rem;
  }
  .btn-lg {
    padding: 15px 30px;
    font-size: 16px;
    font-size: 1rem;
  }
  .btn-xl {
    padding: 19px 38px;
    font-size: 17.6px;
    font-size: 1.1rem;
  }
  .btn-primary {
    background: #E4002B;
    background: var(--usms-red);
    color: #FFFFFF;
    color: var(--usms-white);
    border-color: #E4002B;
    border-color: var(--usms-red);
  }
  .btn-primary:hover {
    background: #B8001F;
    background: var(--usms-red-dark);
    border-color: #B8001F;
    border-color: var(--usms-red-dark);
    color: #FFFFFF;
    color: var(--usms-white);
    -webkit-transform: translateY(-1px);
            transform: translateY(-1px);
  }
  .btn-secondary {
    background: #002F6C;
    background: var(--usms-navy);
    color: #FFFFFF;
    color: var(--usms-white);
    border-color: #002F6C;
    border-color: var(--usms-navy);
  }
  .btn-secondary:hover {
    background: #001A3D;
    background: var(--usms-navy-dark);
    color: #FFFFFF;
    color: var(--usms-white);
  }
  .btn-ko {
    background: transparent;
    color: #FFFFFF;
    color: var(--usms-white);
    border-color: #FFFFFF;
    border-color: var(--usms-white);
  }
  .btn-ko:hover {
    background: #FFFFFF;
    background: var(--usms-white);
    color: #002F6C;
    color: var(--usms-navy);
  }
  /* =========================================================
     1. NAV (from Final)
     ========================================================= */
  .site-header {
    background: #FFFFFF;
    background: var(--usms-white);
    border-bottom: 4px solid #E4002B;
    border-bottom: 4px solid var(--usms-red);
    position: -webkit-sticky;
    position: sticky;
    top: 0;
    z-index: 50;
  }
  .site-header .container {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: center;
        -ms-flex-align: center;
            align-items: center;
    -webkit-box-pack: justify;
        -ms-flex-pack: justify;
            justify-content: space-between;
    height: 76px;
  }
  .site-header .logo img {
    height: 38px;
  }
  @media (max-width: 520px) {
    .site-header .container {
      height: 64px;
    }

    .site-header .logo img {
      height: 28px;
    }

    .site-nav a.nav-cta {
      padding: 8px 14px;
      font-size: 0.82rem;
    }
  }
  .site-nav {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: center;
        -ms-flex-align: center;
            align-items: center;
    gap: 28px;
  }
  .site-nav a {
    font-family: "Oswald", "Helvetica Neue", Arial, sans-serif;
    font-family: var(--font-display);
    font-weight: 600;
    font-size: 14.72px;
    font-size: 0.92rem;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    color: #002F6C;
    color: var(--usms-navy);
  }
  .site-nav a.nav-cta {
    background: #E4002B;
    background: var(--usms-red);
    color: #FFFFFF;
    color: var(--usms-white);
    padding: 10px 20px;
    border-radius: 2px;
    border-radius: var(--radius-sm);
    white-space: nowrap;
  }
  .site-nav a.nav-cta:hover {
    background: #B8001F;
    background: var(--usms-red-dark);
    text-decoration: none;
  }
  @media (max-width: 780px) {
    .site-nav a:not(.nav-cta) {
      display: none;
    }
  }
  /* =========================================================
     2. HERO (from Final)
     ========================================================= */
  .hero {
    position: relative;
    background: linear-gradient(135deg, #00132E 0%, #002F6C 60%, #001A3D 100%);
    background: linear-gradient(135deg, var(--usms-navy-deep) 0%, var(--usms-navy) 60%, var(--usms-navy-dark) 100%);
    color: #FFFFFF;
    color: var(--usms-white);
    overflow: hidden;
    padding: 96px 0 112px;
  }
  .hero::before {
    content: "";
    position: absolute;
    inset: 0;
    background-image: none;
    background-image: var(--hero-bg, none);
    background-size: cover;
    background-position: center right;
    background-position: var(--hero-bg-desktop-position, center right);
    -webkit-transform: scaleX(1);
    -webkit-transform: scaleX(var(--hero-bg-flip, 1));
            transform: scaleX(1);
            transform: scaleX(var(--hero-bg-flip, 1));
  }
  .hero::after {
    content: "";
    position: absolute;
    inset: 0;
    background: -webkit-gradient(linear,
        left top, right top,
        from(rgba(0, 19, 46, 0.96)),
        color-stop(30%, rgba(0, 19, 46, 0.92)),
        color-stop(55%, rgba(0, 19, 46, 0.55)),
        color-stop(80%, rgba(0, 19, 46, 0.15)),
        to(rgba(0, 19, 46, 0)));
    background: linear-gradient(90deg,
        rgba(0, 19, 46, 0.96) 0%,
        rgba(0, 19, 46, 0.92) 30%,
        rgba(0, 19, 46, 0.55) 55%,
        rgba(0, 19, 46, 0.15) 80%,
        rgba(0, 19, 46, 0) 100%);
  }
  @media (max-width: 780px) {
    .hero::before {
      background-position: center;
      background-position: var(--hero-bg-mobile-position, center);
    }

    .hero::after {
      background: -webkit-gradient(linear,
          left top, left bottom,
          from(rgba(0, 19, 46, 0.6)),
          color-stop(60%, rgba(0, 19, 46, 0.85)),
          to(rgba(0, 19, 46, 0.95)));
      background: linear-gradient(180deg,
          rgba(0, 19, 46, 0.6) 0%,
          rgba(0, 19, 46, 0.85) 60%,
          rgba(0, 19, 46, 0.95) 100%);
    }
  }
  .hero .container {
    position: relative;
    z-index: 2;
  }
  .hero-content {
    max-width: 760px;
  }
  .hero h1 {
    color: #FFFFFF;
    color: var(--usms-white);
    margin-bottom: 0.3em;
  }
  .hero p.lede {
    font-size: 18.4px;
    font-size: 1.15rem;
    max-width: 600px;
    margin-bottom: 32px;
    margin-bottom: 2rem;
    color: #D9DEE5;
  }
  .hero-ctas {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -ms-flex-wrap: wrap;
        flex-wrap: wrap;
    gap: 14px;
  }
  /* Hero event finder (ZIP search) */
  .event-finder {
    margin-top: 38.4px;
    margin-top: 2.4rem;
    background: rgba(255, 255, 255, 0.08);
    border: 1px solid rgba(255, 255, 255, 0.22);
    backdrop-filter: blur(8px);
    -webkit-backdrop-filter: blur(8px);
    border-radius: 4px;
    border-radius: var(--radius-md);
    padding: 22px 22px 20px;
    max-width: 580px;
  }
  .event-finder .ef-label {
    font-family: "Oswald", "Helvetica Neue", Arial, sans-serif;
    font-family: var(--font-display);
    font-weight: 600;
    font-size: 13.12px;
    font-size: 0.82rem;
    letter-spacing: 0.18em;
    text-transform: uppercase;
    color: #FFB81C;
    color: var(--usms-gold);
    margin-bottom: 12px;
  }
  .event-finder .ef-row {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    gap: 10px;
    -ms-flex-wrap: wrap;
        flex-wrap: wrap;
  }
  .event-finder input[type="text"] {
    -webkit-box-flex: 1;
        -ms-flex: 1 1;
            flex: 1 1;
    min-width: 180px;
    padding: 14px 16px;
    border-radius: 2px;
    border-radius: var(--radius-sm);
    border: 0;
    font-size: 16px;
    font-size: 1rem;
    font-family: "Open Sans", "Helvetica Neue", Arial, sans-serif;
    font-family: var(--font-body);
    background: #FFFFFF;
    background: var(--usms-white);
    color: #1A1F2B;
    color: var(--usms-text);
  }
  .event-finder input[type="text"]:focus {
    outline: 2px solid #FFB81C;
    outline: 2px solid var(--usms-gold);
    outline-offset: 1px;
  }
  .event-finder .ef-submit {
    background: #E4002B;
    background: var(--usms-red);
    color: #FFFFFF;
    color: var(--usms-white);
    border: 0;
    cursor: pointer;
    padding: 14px 22px;
    border-radius: 2px;
    border-radius: var(--radius-sm);
    font-family: "Oswald", "Helvetica Neue", Arial, sans-serif;
    font-family: var(--font-display);
    font-weight: 700;
    font-size: 14.72px;
    font-size: 0.92rem;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    -webkit-transition: background 0.15s ease, -webkit-transform 0.15s ease;
    transition: background 0.15s ease, -webkit-transform 0.15s ease;
    transition: background 0.15s ease, transform 0.15s ease;
    transition: background 0.15s ease, transform 0.15s ease, -webkit-transform 0.15s ease;
  }
  .event-finder .ef-submit:hover {
    background: #B8001F;
    background: var(--usms-red-dark);
    -webkit-transform: translateY(-1px);
            transform: translateY(-1px);
  }
  .event-finder .ef-helper {
    font-size: 13.12px;
    font-size: 0.82rem;
    color: rgba(255, 255, 255, 0.72);
    margin-top: 12px;
    letter-spacing: 0.02em;
  }
  .ef-results {
    margin-top: 16px;
    display: none;
  }
  .ef-results.show {
    display: block;
  }
  .ef-results .ef-results-title {
    font-family: "Oswald", "Helvetica Neue", Arial, sans-serif;
    font-family: var(--font-display);
    font-weight: 600;
    font-size: 13.6px;
    font-size: 0.85rem;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: #FFFFFF;
    color: var(--usms-white);
    margin-bottom: 10px;
  }
  .ef-meet {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: center;
        -ms-flex-align: center;
            align-items: center;
    gap: 14px;
    background: rgba(255, 255, 255, 0.10);
    border: 1px solid rgba(255, 255, 255, 0.18);
    border-radius: 2px;
    border-radius: var(--radius-sm);
    padding: 12px 14px;
    margin-bottom: 8px;
    color: #FFFFFF;
    color: var(--usms-white);
    text-decoration: none;
  }
  .ef-meet:hover {
    background: rgba(255, 255, 255, 0.16);
    text-decoration: none;
  }
  .ef-meet .ef-date {
    background: #FFB81C;
    background: var(--usms-gold);
    color: #00132E;
    color: var(--usms-navy-deep);
    border-radius: 2px;
    border-radius: var(--radius-sm);
    padding: 6px 10px;
    min-width: 56px;
    text-align: center;
    font-family: "Oswald", "Helvetica Neue", Arial, sans-serif;
    font-family: var(--font-display);
    font-weight: 700;
    line-height: 1;
    -ms-flex-negative: 0;
        flex-shrink: 0;
  }
  .ef-meet .ef-date .m {
    font-size: 11.52px;
    font-size: 0.72rem;
    letter-spacing: 0.1em;
    text-transform: uppercase;
  }
  .ef-meet .ef-date .d {
    font-size: 22.4px;
    font-size: 1.4rem;
    margin-top: 2px;
  }
  .ef-meet .ef-info {
    -webkit-box-flex: 1;
        -ms-flex: 1 1;
            flex: 1 1;
    min-width: 0;
  }
  .ef-meet .ef-name {
    font-family: "Oswald", "Helvetica Neue", Arial, sans-serif;
    font-family: var(--font-display);
    font-weight: 700;
    font-size: 16.8px;
    font-size: 1.05rem;
    line-height: 1.2;
    white-space: nowrap;
    overflow: hidden;
    text-overflow: ellipsis;
  }
  .ef-meet .ef-loc {
    font-size: 13.12px;
    font-size: 0.82rem;
    color: rgba(255, 255, 255, 0.65);
    margin-top: 3px;
    white-space: nowrap;
    overflow: hidden;
    text-overflow: ellipsis;
  }
  .ef-meet .ef-badges {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -ms-flex-wrap: wrap;
        flex-wrap: wrap;
    gap: 6px;
    margin-top: 7px;
  }
  .ef-meet .ef-trial-badge,
  .ef-meet .ef-coach-badge {
    display: -webkit-inline-box;
    display: -ms-inline-flexbox;
    display: inline-flex;
    -webkit-box-align: center;
        -ms-flex-align: center;
            align-items: center;
    border-radius: 100px;
    padding: 3px 10px;
    font-size: 11.2px;
    font-size: 0.7rem;
    font-weight: 700;
    letter-spacing: 0.07em;
    text-transform: uppercase;
    white-space: nowrap;
  }
  .ef-meet .ef-trial-badge {
    background: rgba(255, 255, 255, 0.13);
    border: 1px solid rgba(255, 255, 255, 0.30);
    color: #FFFFFF;
    color: var(--usms-white);
  }
  .ef-meet .ef-coach-badge {
    background: rgba(201, 163, 80, 0.20);
    border: 1px solid rgba(201, 163, 80, 0.50);
    color: #FFB81C;
    color: var(--usms-gold);
  }
  .ef-meet .ef-distance {
    font-family: "Oswald", "Helvetica Neue", Arial, sans-serif;
    font-family: var(--font-display);
    font-size: 13.12px;
    font-size: 0.82rem;
    color: #FFB81C;
    color: var(--usms-gold);
    font-weight: 700;
    -ms-flex-negative: 0;
        flex-shrink: 0;
    letter-spacing: 0.04em;
  }
  .ef-results .ef-foot {
    margin-top: 12px;
    font-size: 13.6px;
    font-size: 0.85rem;
    color: rgba(255, 255, 255, 0.78);
    text-align: center;
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
        -ms-flex-direction: column;
            flex-direction: column;
    gap: 8px;
  }
  .ef-results .ef-foot a {
    color: #FFB81C;
    color: var(--usms-gold);
    font-weight: 700;
    text-decoration: underline;
    font-family: "Oswald", "Helvetica Neue", Arial, sans-serif;
    font-family: var(--font-display);
    letter-spacing: 0.04em;
    text-transform: uppercase;
    font-size: 13.12px;
    font-size: 0.82rem;
  }
  .visually-hidden {
    position: absolute !important;
    width: 1px;
    height: 1px;
    padding: 0;
    margin: -1px;
    overflow: hidden;
    clip: rect(0, 0, 0, 0);
    white-space: nowrap;
    border: 0;
  }
  .finder-meta {
    margin-top: 14px;
    font-size: 14.08px;
    font-size: 0.88rem;
    color: rgba(255, 255, 255, 0.65);
    max-width: 580px;
    line-height: 1.5;
  }
  .finder-meta-cta {
    font-family: "Oswald", "Helvetica Neue", Arial, sans-serif;
    font-family: var(--font-display);
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.05em;
    color: #FFB81C;
    color: var(--usms-gold);
    text-decoration: underline;
  }
  .finder-meta-cta:hover {
    color: #FFFFFF;
    color: var(--usms-white);
  }
  .hero-cta-buttons {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -ms-flex-wrap: wrap;
        flex-wrap: wrap;
    gap: 16px;
    -webkit-box-align: center;
        -ms-flex-align: center;
            align-items: center;
    margin-top: 32px;
  }
  .hero-cta-primary {
    display: inline-block;
    background: #E4002B;
    background: var(--usms-red);
    color: #FFFFFF;
    color: var(--usms-white);
    font-family: "Oswald", "Helvetica Neue", Arial, sans-serif;
    font-family: var(--font-display);
    font-weight: 700;
    font-size: 16px;
    font-size: 1rem;
    text-transform: uppercase;
    letter-spacing: 0.06em;
    padding: 16px 32px;
    text-decoration: none;
    -webkit-transition: background 0.2s;
    transition: background 0.2s;
  }
  .hero-cta-primary:hover { background: #B8001F; background: var(--usms-red-dark); text-decoration: none; color: #FFFFFF; color: var(--usms-white); }
  .hero-cta-secondary {
    display: inline-block;
    color: #FFB81C;
    color: var(--usms-gold);
    font-family: "Oswald", "Helvetica Neue", Arial, sans-serif;
    font-family: var(--font-display);
    font-weight: 700;
    font-size: 14.4px;
    font-size: 0.9rem;
    text-transform: uppercase;
    letter-spacing: 0.06em;
    text-decoration: underline;
    -webkit-transition: color 0.2s;
    transition: color 0.2s;
  }
  .hero-cta-secondary:hover { color: #FFFFFF; color: var(--usms-white); text-decoration: underline; }
  .hero-stripe {
    height: 6px;
    background: -webkit-gradient(linear, left top, right top, from(#E4002B), color-stop(50%, #E4002B), color-stop(50%, #FFB81C), to(#FFB81C));
    background: -webkit-gradient(linear, left top, right top, from(var(--usms-red)), color-stop(50%, var(--usms-red)), color-stop(50%, var(--usms-gold)), to(var(--usms-gold)));
    background: linear-gradient(90deg, #E4002B 0%, #E4002B 50%, #FFB81C 50%, #FFB81C 100%);
    background: linear-gradient(90deg, var(--usms-red) 0%, var(--usms-red) 50%, var(--usms-gold) 50%, var(--usms-gold) 100%);
  }
  /* =========================================================
     3. COMEBACK STORIES (replaces the Objections section)
     Section copy + 3-up story cards (placeholder names/times)
     ========================================================= */
  .objection-fast {
    background: #F5F6F8;
    background: var(--usms-off-white);
    padding: 96px 0;
  }
  .objection-fast .stories-head {
    text-align: center;
    max-width: 760px;
    margin: 0 auto 56px;
  }
  .objection-fast .stories-head h2 {
    color: #002F6C;
    color: var(--usms-navy);
  }
  .objection-fast .stories-head p {
    color: #3B414C;
    color: var(--usms-gray-700);
    font-size: 17.6px;
    font-size: 1.1rem;
  }
  .stories-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
  }
  @media (max-width: 900px) {
    .stories-grid {
      grid-template-columns: 1fr;
    }
  }
  .story-card {
    background: #FFFFFF;
    background: var(--usms-white);
    border: 1px solid #ECEEF1;
    border: 1px solid var(--usms-gray-100);
    border-radius: 4px;
    border-radius: var(--radius-md);
    overflow: hidden;
    -webkit-box-shadow: 0 2px 12px rgba(0, 19, 46, 0.08);
    -webkit-box-shadow: var(--shadow-card);
            box-shadow: 0 2px 12px rgba(0, 19, 46, 0.08);
            box-shadow: var(--shadow-card);
    -webkit-transition: -webkit-transform 0.2s ease, -webkit-box-shadow 0.2s ease;
    transition: -webkit-transform 0.2s ease, -webkit-box-shadow 0.2s ease;
    transition: transform 0.2s ease, box-shadow 0.2s ease;
    transition: transform 0.2s ease, box-shadow 0.2s ease, -webkit-transform 0.2s ease, -webkit-box-shadow 0.2s ease;
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
        -ms-flex-direction: column;
            flex-direction: column;
    position: relative;
  }
  .story-card:hover {
    -webkit-transform: translateY(-4px);
            transform: translateY(-4px);
    -webkit-box-shadow: 0 8px 24px rgba(0, 19, 46, 0.14);
    -webkit-box-shadow: var(--shadow-card-hover);
            box-shadow: 0 8px 24px rgba(0, 19, 46, 0.14);
            box-shadow: var(--shadow-card-hover);
  }
  .story-card::before {
    content: "";
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 6px;
    background: #E4002B;
    background: var(--usms-red);
  }
  .story-card:nth-child(2)::before {
    background: #002F6C;
    background: var(--usms-navy);
  }
  .story-card:nth-child(3)::before {
    background: #FFB81C;
    background: var(--usms-gold);
  }
  .story-card .story-body {
    padding: 32px 28px 28px;
  }
  .story-meta {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: center;
        -ms-flex-align: center;
            align-items: center;
    gap: 14px;
    margin-bottom: 22px;
  }
  .story-avatar {
    width: 48px;
    height: 48px;
    border-radius: 50%;
    background: #002F6C;
    background: var(--usms-navy);
    color: #FFFFFF;
    color: var(--usms-white);
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: center;
        -ms-flex-align: center;
            align-items: center;
    -webkit-box-pack: center;
        -ms-flex-pack: center;
            justify-content: center;
    font-family: "Oswald", "Helvetica Neue", Arial, sans-serif;
    font-family: var(--font-display);
    font-weight: 700;
    font-size: 16px;
    font-size: 1rem;
    letter-spacing: 0.05em;
    -ms-flex-negative: 0;
        flex-shrink: 0;
  }
  .story-name {
    font-family: "Oswald", "Helvetica Neue", Arial, sans-serif;
    font-family: var(--font-display);
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.04em;
    color: #002F6C;
    color: var(--usms-navy);
    font-size: 16.8px;
    font-size: 1.05rem;
    line-height: 1.2;
  }
  .story-where {
    font-size: 13.6px;
    font-size: 0.85rem;
    color: #6F7783;
    color: var(--usms-gray-500);
    margin-top: 2px;
  }
  .story-delta {
    background: #F5F6F8;
    background: var(--usms-off-white);
    border-radius: 4px;
    border-radius: var(--radius-md);
    padding: 16px 18px;
    margin-bottom: 18px;
  }
  .story-delta .event {
    font-family: "Oswald", "Helvetica Neue", Arial, sans-serif;
    font-family: var(--font-display);
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.16em;
    font-size: 12.48px;
    font-size: 0.78rem;
    color: #E4002B;
    color: var(--usms-red);
    margin-bottom: 4px;
  }
  .story-delta .times {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: baseline;
        -ms-flex-align: baseline;
            align-items: baseline;
    gap: 12px;
    font-family: "Oswald", "Helvetica Neue", Arial, sans-serif;
    font-family: var(--font-display);
    font-weight: 700;
    line-height: 1;
  }
  .story-delta .t-old {
    font-size: 22.4px;
    font-size: 1.4rem;
    color: #6F7783;
    color: var(--usms-gray-500);
    text-decoration: line-through;
    -webkit-text-decoration-color: #C9CED6;
    -webkit-text-decoration-color: var(--usms-gray-300);
            text-decoration-color: #C9CED6;
            text-decoration-color: var(--usms-gray-300);
  }
  .story-delta .arrow {
    color: #E4002B;
    color: var(--usms-red);
    font-size: 19.2px;
    font-size: 1.2rem;
  }
  .story-delta .t-new {
    font-size: 30.4px;
    font-size: 1.9rem;
    color: #002F6C;
    color: var(--usms-navy);
  }
  .story-delta .t-meta {
    font-size: 12.48px;
    font-size: 0.78rem;
    color: #6F7783;
    color: var(--usms-gray-500);
    margin-top: 8px;
    letter-spacing: 0.01em;
  }
  .story-card blockquote {
    margin: 0;
    font-size: 15.68px;
    font-size: 0.98rem;
    line-height: 1.55;
    color: #3B414C;
    color: var(--usms-gray-700);
    font-style: italic;
  }
  /* =========================================================
     4. THREE PATHS (from Calm, restyled to Final's design language)
     ========================================================= */
  .paths-section {
    padding: 96px 0;
    background: #FFFFFF;
    background: var(--usms-white);
  }
  .paths-head {
    text-align: center;
    max-width: 760px;
    margin: 0 auto 56px;
  }
  .paths-head h2 {
    color: #002F6C;
    color: var(--usms-navy);
  }
  .paths-head p {
    color: #3B414C;
    color: var(--usms-gray-700);
    font-size: 17.6px;
    font-size: 1.1rem;
  }
  .paths-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
  }
  @media (max-width: 900px) {
    .paths-grid {
      grid-template-columns: 1fr;
    }
  }
  .path-card {
    background: #FFFFFF;
    background: var(--usms-white);
    border: 1px solid #ECEEF1;
    border: 1px solid var(--usms-gray-100);
    border-radius: 4px;
    border-radius: var(--radius-md);
    padding: 36px 30px 32px;
    -webkit-box-shadow: 0 2px 12px rgba(0, 19, 46, 0.08);
    -webkit-box-shadow: var(--shadow-card);
            box-shadow: 0 2px 12px rgba(0, 19, 46, 0.08);
            box-shadow: var(--shadow-card);
    -webkit-transition: -webkit-transform 0.2s ease, -webkit-box-shadow 0.2s ease;
    transition: -webkit-transform 0.2s ease, -webkit-box-shadow 0.2s ease;
    transition: transform 0.2s ease, box-shadow 0.2s ease;
    transition: transform 0.2s ease, box-shadow 0.2s ease, -webkit-transform 0.2s ease, -webkit-box-shadow 0.2s ease;
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
        -ms-flex-direction: column;
            flex-direction: column;
    position: relative;
  }
  .path-card:hover {
    -webkit-transform: translateY(-4px);
            transform: translateY(-4px);
    -webkit-box-shadow: 0 8px 24px rgba(0, 19, 46, 0.14);
    -webkit-box-shadow: var(--shadow-card-hover);
            box-shadow: 0 8px 24px rgba(0, 19, 46, 0.14);
            box-shadow: var(--shadow-card-hover);
  }
  .path-card::before {
    content: "";
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 8px;
    background: #E4002B;
    background: var(--usms-red);
  }
  .path-card:nth-child(2)::before {
    background: #002F6C;
    background: var(--usms-navy);
  }
  .path-card:nth-child(3)::before {
    background: #FFB81C;
    background: var(--usms-gold);
  }
  .path-icon {
    width: 56px;
    height: 56px;
    background: #F5F6F8;
    background: var(--usms-off-white);
    border-radius: 4px;
    border-radius: var(--radius-md);
    display: grid;
    place-items: center;
    margin-bottom: 22px;
    margin-top: 6px;
  }
  .path-icon svg {
    width: 28px;
    height: 28px;
    stroke: #002F6C;
    stroke: var(--usms-navy);
    fill: none;
    stroke-width: 1.8;
    stroke-linecap: round;
    stroke-linejoin: round;
  }
  .path-card h3 {
    color: #002F6C;
    color: var(--usms-navy);
    margin-bottom: 10px;
    font-size: 22.4px;
    font-size: 1.4rem;
  }
  .path-card p {
    color: #3B414C;
    color: var(--usms-gray-700);
    font-size: 15.68px;
    font-size: 0.98rem;
    line-height: 1.6;
    margin-bottom: 22px;
    -webkit-box-flex: 1;
        -ms-flex: 1 1;
            flex: 1 1;
  }
  .path-card .path-link {
    font-family: "Oswald", "Helvetica Neue", Arial, sans-serif;
    font-family: var(--font-display);
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    font-size: 13.6px;
    font-size: 0.85rem;
    color: #E4002B;
    color: var(--usms-red);
    -ms-flex-item-align: start;
        align-self: flex-start;
  }
  .path-card .path-link:after {
    content: " \2192";
    -webkit-transition: margin-left 0.2s ease;
    transition: margin-left 0.2s ease;
    display: inline-block;
  }
  .path-card .path-link:hover {
    text-decoration: none;
  }
  .path-card .path-link:hover:after {
    margin-left: 4px;
  }
  /* =========================================================
     5. TESTIMONIAL / MEMBER STORY (from Semrush, restyled to Final)
     ========================================================= */
  .story-section {
    padding: 96px 0;
    background: #F5F6F8;
    background: var(--usms-off-white);
  }
  .story {
    background: #FFFFFF;
    background: var(--usms-white);
    border-radius: 4px;
    border-radius: var(--radius-md);
    overflow: hidden;
    display: grid;
    grid-template-columns: 0.85fr 1.15fr;
    -webkit-box-shadow: 0 2px 12px rgba(0, 19, 46, 0.08);
    -webkit-box-shadow: var(--shadow-card);
            box-shadow: 0 2px 12px rgba(0, 19, 46, 0.08);
            box-shadow: var(--shadow-card);
  }
  @media (max-width: 900px) {
    .story {
      grid-template-columns: 1fr;
    }
  }
  .story-image {
    position: relative;
    min-height: 460px;
  }
  .story-image img {
    position: absolute;
    inset: 0;
    width: 100%;
    height: 100%;
    -o-object-fit: cover;
       object-fit: cover;
  }
  .story-image .badge-pin {
    position: absolute;
    top: 22px;
    left: 22px;
    background: #E4002B;
    background: var(--usms-red);
    color: #FFFFFF;
    color: var(--usms-white);
    padding: 8px 16px;
    font-family: "Oswald", "Helvetica Neue", Arial, sans-serif;
    font-family: var(--font-display);
    font-weight: 700;
    font-size: 12.48px;
    font-size: 0.78rem;
    letter-spacing: 0.16em;
    text-transform: uppercase;
    border-radius: 2px;
    border-radius: var(--radius-sm);
  }
  .story-body {
    padding: 56px 56px;
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
        -ms-flex-direction: column;
            flex-direction: column;
    -webkit-box-pack: center;
        -ms-flex-pack: center;
            justify-content: center;
  }
  @media (max-width: 900px) {
    .story-body {
      padding: 40px 32px;
    }

    .story-image {
      min-height: 360px;
    }
  }
  .story-body h2 {
    color: #002F6C;
    color: var(--usms-navy);
    margin-bottom: 18px;
  }
  .story-body p {
    color: #3B414C;
    color: var(--usms-gray-700);
    font-size: 16.8px;
    font-size: 1.05rem;
    margin-bottom: 16px;
  }
  .story-emphasis {
    font-family: "Oswald", "Helvetica Neue", Arial, sans-serif;
    font-family: var(--font-display);
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    color: #002F6C;
    color: var(--usms-navy);
    border-left: 4px solid #E4002B;
    border-left: 4px solid var(--usms-red);
    padding-left: 14px;
    font-size: 16px;
    font-size: 1rem;
    margin-top: 16px;
    margin-bottom: 28px;
  }
  .story-quote {
    background: #F5F6F8;
    background: var(--usms-off-white);
    border: 1px solid #ECEEF1;
    border: 1px solid var(--usms-gray-100);
    border-radius: 4px;
    border-radius: var(--radius-md);
    padding: 24px 28px;
  }
  .story-quote p {
    font-family: "Oswald", "Helvetica Neue", Arial, sans-serif;
    font-family: var(--font-display);
    font-weight: 500;
    font-size: 18.4px;
    font-size: 1.15rem;
    line-height: 1.4;
    color: #002F6C;
    color: var(--usms-navy);
    margin-bottom: 12px;
  }
  .story-quote cite {
    font-family: "Oswald", "Helvetica Neue", Arial, sans-serif;
    font-family: var(--font-display);
    font-style: normal;
    font-size: 13.12px;
    font-size: 0.82rem;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: #6F7783;
    color: var(--usms-gray-500);
    font-weight: 600;
  }
  /* =========================================================
     6. FAQ (from HomeLoan, restyled to Final)
     ========================================================= */
  .faq-section {
    padding: 96px 0;
    background: #FFFFFF;
    background: var(--usms-white);
  }
  .faq-head {
    text-align: center;
    max-width: 760px;
    margin: 0 auto 56px;
  }
  .faq-head h2 {
    color: #002F6C;
    color: var(--usms-navy);
  }
  .faq-list {
    max-width: 880px;
    margin: 0 auto;
  }
  details.faq-item {
    background: #FFFFFF;
    background: var(--usms-white);
    border: 1px solid #ECEEF1;
    border: 1px solid var(--usms-gray-100);
    border-radius: 4px;
    border-radius: var(--radius-md);
    margin-bottom: 14px;
    padding: 22px 28px;
    -webkit-transition: border-color 0.2s ease, -webkit-box-shadow 0.2s ease;
    transition: border-color 0.2s ease, -webkit-box-shadow 0.2s ease;
    transition: border-color 0.2s ease, box-shadow 0.2s ease;
    transition: border-color 0.2s ease, box-shadow 0.2s ease, -webkit-box-shadow 0.2s ease;
  }
  details.faq-item[open] {
    border-color: #E4002B;
    border-color: var(--usms-red);
    -webkit-box-shadow: 0 2px 12px rgba(0, 19, 46, 0.08);
    -webkit-box-shadow: var(--shadow-card);
            box-shadow: 0 2px 12px rgba(0, 19, 46, 0.08);
            box-shadow: var(--shadow-card);
  }
  details.faq-item summary {
    cursor: pointer;
    list-style: none;
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-pack: justify;
        -ms-flex-pack: justify;
            justify-content: space-between;
    -webkit-box-align: center;
        -ms-flex-align: center;
            align-items: center;
    gap: 24px;
    font-family: "Oswald", "Helvetica Neue", Arial, sans-serif;
    font-family: var(--font-display);
    font-weight: 700;
    font-size: 19.2px;
    font-size: 1.2rem;
    color: #002F6C;
    color: var(--usms-navy);
    line-height: 1.3;
  }
  details.faq-item summary::-webkit-details-marker {
    display: none;
  }
  details.faq-item summary::after {
    content: "+";
    color: #E4002B;
    color: var(--usms-red);
    font-size: 25.6px;
    font-size: 1.6rem;
    font-weight: 700;
    line-height: 1;
    -ms-flex-negative: 0;
        flex-shrink: 0;
    -webkit-transition: -webkit-transform 0.2s ease;
    transition: -webkit-transform 0.2s ease;
    transition: transform 0.2s ease;
    transition: transform 0.2s ease, -webkit-transform 0.2s ease;
  }
  details.faq-item[open] summary::after {
    content: "\2013";
    /* en dash for "minus" */
  }
  details.faq-item p {
    margin-top: 16px;
    color: #3B414C;
    color: var(--usms-gray-700);
    font-size: 16px;
    font-size: 1rem;
    line-height: 1.6;
  }
  ul.faq-links {
    margin: 12px 0 4px 0;
    padding: 0;
    list-style: none;
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -ms-flex-wrap: wrap;
        flex-wrap: wrap;
    gap: 8px;
  }
  ul.faq-links li a {
    font-size: 14px;
    font-size: 0.875rem;
    font-weight: 600;
    color: #E4002B;
    color: var(--usms-red);
    text-decoration: none;
    border-bottom: 1px solid currentColor;
  }
  ul.faq-links li a:hover {
    opacity: 0.75;
  }
  /* =========================================================
     7. FINAL CTA (from Final)
     ========================================================= */
  .final-cta {
    background: linear-gradient(135deg, #E4002B 0%, #B8001F 100%);
    background: linear-gradient(135deg, var(--usms-red) 0%, var(--usms-red-dark) 100%);
    color: #FFFFFF;
    color: var(--usms-white);
    padding: 96px 0;
    text-align: center;
  }
  .final-cta h2 {
    color: #FFFFFF;
    color: var(--usms-white);
    font-size: clamp(35.2px, 4.2vw, 54.4px);
    font-size: clamp(2.2rem, 4.2vw, 3.4rem);
  }
  .final-cta p {
    max-width: 660px;
    margin: 0 auto 32px;
    margin: 0 auto 2rem;
    font-size: 18.4px;
    font-size: 1.15rem;
    color: #FCEAEE;
  }
  .final-cta .btn-group {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    gap: 14px;
    -webkit-box-pack: center;
        -ms-flex-pack: center;
            justify-content: center;
    -ms-flex-wrap: wrap;
        flex-wrap: wrap;
  }
  .final-cta .btn-primary {
    background: #FFFFFF;
    background: var(--usms-white);
    color: #E4002B;
    color: var(--usms-red);
    border-color: #FFFFFF;
    border-color: var(--usms-white);
  }
  .final-cta .btn-primary:hover {
    background: #002F6C;
    background: var(--usms-navy);
    color: #FFFFFF;
    color: var(--usms-white);
    border-color: #002F6C;
    border-color: var(--usms-navy);
  }
  .final-cta .meta {
    margin-top: 24px;
    font-family: "Oswald", "Helvetica Neue", Arial, sans-serif;
    font-family: var(--font-display);
    font-size: 14.4px;
    font-size: 0.9rem;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: #FCEAEE;
    opacity: 0.85;
  }
  /* =========================================================
     8. FOOTER (from Final)
     ========================================================= */
  .site-footer {
    background: #00132E;
    background: var(--usms-navy-deep);
    color: #B6BEC9;
    padding: 0 0 24px;
    font-size: 14.72px;
    font-size: 0.92rem;
  }
  .site-footer .container {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-pack: justify;
        -ms-flex-pack: justify;
            justify-content: space-between;
    -ms-flex-wrap: wrap;
        flex-wrap: wrap;
    gap: 24px;
    -webkit-box-align: center;
        -ms-flex-align: center;
            align-items: center;
  }
  .site-footer .foot-links {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    gap: 24px;
    -ms-flex-wrap: wrap;
        flex-wrap: wrap;
  }
  .site-footer a {
    color: #B6BEC9;
  }
  .site-footer a:hover {
    color: #FFFFFF;
    color: var(--usms-white);
  }
  .site-footer .foot-bottom {
    border-top: 1px solid rgba(255, 255, 255, 0.08);
    margin-top: 24px;
    padding-top: 18px;
    font-size: 13.12px;
    font-size: 0.82rem;
    color: #6F7783;
    text-align: center;
  }
  /* =========================================================
     9. LEAD CAPTURE — COMEBACK GUIDE (soft landing for cold visits)
     ========================================================= */
  .guide-section {
    padding: 96px 0;
    background: linear-gradient(135deg, #00132E 0%, #002F6C 100%);
    background: linear-gradient(135deg, var(--usms-navy-deep) 0%, var(--usms-navy) 100%);
    color: #FFFFFF;
    color: var(--usms-white);
  }
  .guide-card {
    display: grid;
    grid-template-columns: 1.1fr 1fr;
    gap: 56px;
    -webkit-box-align: center;
        -ms-flex-align: center;
            align-items: center;
    max-width: 1080px;
    margin: 0 auto;
  }
  @media (max-width: 900px) {
    .guide-card {
      grid-template-columns: 1fr;
      gap: 36px;
    }
  }
  .guide-copy h2 {
    color: #FFFFFF;
    color: var(--usms-white);
    margin-bottom: 0.4em;
  }
  .guide-copy p {
    color: rgba(255, 255, 255, 0.85);
    font-size: 17.6px;
    font-size: 1.1rem;
  }
  .guide-copy .eyebrow {
    color: #FFB81C;
    color: var(--usms-gold);
  }
  .guide-includes {
    margin: 22px 0 0;
    padding: 0;
    list-style: none;
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 12px 22px;
  }
  .guide-includes li {
    position: relative;
    padding-left: 24px;
    font-size: 15.68px;
    font-size: 0.98rem;
    color: rgba(255, 255, 255, 0.92);
    line-height: 1.4;
  }
  .guide-includes li::before {
    content: "\2713";
    position: absolute;
    left: 0;
    top: 1px;
    color: #FFB81C;
    color: var(--usms-gold);
    font-weight: 700;
  }
  .guide-form {
    background: rgba(255, 255, 255, 0.06);
    border: 1px solid rgba(255, 255, 255, 0.20);
    border-radius: 4px;
    border-radius: var(--radius-md);
    padding: 32px;
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
        -ms-flex-direction: column;
            flex-direction: column;
    gap: 12px;
  }
  .guide-form .form-label {
    font-family: "Oswald", "Helvetica Neue", Arial, sans-serif;
    font-family: var(--font-display);
    font-weight: 600;
    font-size: 13.6px;
    font-size: 0.85rem;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: #FFB81C;
    color: var(--usms-gold);
    margin-bottom: 4px;
  }
  .guide-form input[type="email"] {
    padding: 14px 16px;
    border-radius: 2px;
    border-radius: var(--radius-sm);
    border: 0;
    background: #FFFFFF;
    background: var(--usms-white);
    color: #1A1F2B;
    color: var(--usms-text);
    font-size: 16px;
    font-size: 1rem;
    font-family: "Open Sans", "Helvetica Neue", Arial, sans-serif;
    font-family: var(--font-body);
  }
  .guide-form input[type="email"]:focus {
    outline: 2px solid #FFB81C;
    outline: 2px solid var(--usms-gold);
    outline-offset: 1px;
  }
  .guide-form button {
    width: 100%;
    background: #E4002B;
    background: var(--usms-red);
    color: #FFFFFF;
    color: var(--usms-white);
    border: 2px solid #E4002B;
    border: 2px solid var(--usms-red);
    padding: 15px 30px;
    border-radius: 2px;
    border-radius: var(--radius-sm);
    font-family: "Oswald", "Helvetica Neue", Arial, sans-serif;
    font-family: var(--font-display);
    font-weight: 700;
    font-size: 16px;
    font-size: 1rem;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    cursor: pointer;
    -webkit-transition: all 0.18s ease;
    transition: all 0.18s ease;
  }
  .guide-form button:hover {
    background: #B8001F;
    background: var(--usms-red-dark);
    border-color: #B8001F;
    border-color: var(--usms-red-dark);
    -webkit-transform: translateY(-1px);
            transform: translateY(-1px);
  }
  .guide-form button:disabled {
    background: #6F7783;
    background: var(--usms-gray-500);
    border-color: #6F7783;
    border-color: var(--usms-gray-500);
    cursor: default;
    -webkit-transform: none;
            transform: none;
  }
  .guide-form small {
    color: rgba(255, 255, 255, 0.6);
    font-size: 13.12px;
    font-size: 0.82rem;
    letter-spacing: 0.04em;
    text-align: center;
  }
  /* =========================================================
     10. STICKY GUIDE BAR
     ========================================================= */
  .guide-bar {
    position: fixed;
    bottom: 0;
    left: 0;
    right: 0;
    z-index: 100;
    background: #00132E;
    background: var(--usms-navy-deep);
    border-top: 2px solid #E4002B;
    border-top: 2px solid var(--usms-red);
    height: 57px;
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: center;
        -ms-flex-align: center;
            align-items: center;
    -webkit-box-pack: center;
        -ms-flex-pack: center;
            justify-content: center;
    gap: 16px;
    padding: 0 20px;
  }
  .guide-bar-text {
    font-size: 14.08px;
    font-size: 0.88rem;
    color: rgba(255, 255, 255, 0.75);
    white-space: nowrap;
    overflow: hidden;
    text-overflow: ellipsis;
    -ms-flex-negative: 1;
        flex-shrink: 1;
    min-width: 0;
  }
  .guide-bar-btn {
    -ms-flex-negative: 0;
        flex-shrink: 0;
    background: #E4002B;
    background: var(--usms-red);
    color: #FFFFFF;
    color: var(--usms-white);
    font-family: "Oswald", "Helvetica Neue", Arial, sans-serif;
    font-family: var(--font-display);
    font-weight: 700;
    font-size: 12.48px;
    font-size: 0.78rem;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    text-decoration: none;
    padding: 8px 16px;
    border-radius: 2px;
    border-radius: var(--radius-sm);
    -webkit-transition: background 0.15s ease;
    transition: background 0.15s ease;
    white-space: nowrap;
  }
  .guide-bar-btn:hover {
    background: #B8001F;
    background: var(--usms-red-dark);
    text-decoration: none;
  }
  .guide-bar-spacer {
    height: 57px;
    background: #00132E;
    background: var(--usms-navy-deep);
  }
  @media (max-width: 400px) {
    .guide-bar {
      height: 57px;
      gap: 10px;
      padding: 0 14px;
    }

    .guide-bar-text {
      font-size: 0.78rem;
    }

    .guide-bar-btn {
      font-size: 0.72rem;
      padding: 7px 12px;
    }
  }
  /* =========================================================
     11. MEMBERSHIP-INCLUDES TILES (on Final CTA)
     ========================================================= */
  .membership-includes {
    list-style: none;
    padding: 0;
    margin: 0 auto 36px;
    max-width: 920px;
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 12px;
  }
  @media (max-width: 720px) {
    .membership-includes {
      grid-template-columns: repeat(2, 1fr);
    }
  }
  .membership-includes li {
    background: rgba(255, 255, 255, 0.12);
    border: 1px solid rgba(255, 255, 255, 0.24);
    border-radius: 4px;
    border-radius: var(--radius-md);
    padding: 16px 14px;
    text-align: center;
    font-size: 13.76px;
    font-size: 0.86rem;
    color: rgba(255, 255, 255, 0.94);
    line-height: 1.35;
  }
  .membership-includes li strong {
    display: block;
    color: #FFFFFF;
    color: var(--usms-white);
    font-family: "Oswald", "Helvetica Neue", Arial, sans-serif;
    font-family: var(--font-display);
    text-transform: uppercase;
    letter-spacing: 0.06em;
    font-size: 14.4px;
    font-size: 0.9rem;
    margin-bottom: 6px;
    font-weight: 700;
  }
  /* =========================================================
     12. INSIDE USMS STRIP (post-hero benefits bar)
     ========================================================= */
  .inside-strip {
    background: #FFFFFF;
    background: var(--usms-white);
    padding: 56px 0 64px;
    border-bottom: 1px solid #ECEEF1;
    border-bottom: 1px solid var(--usms-gray-100);
  }
  .inside-head {
    text-align: center;
    max-width: 760px;
    margin: 0 auto 36px;
  }
  .inside-head .runclub-line {
    font-family: "Oswald", "Helvetica Neue", Arial, sans-serif;
    font-family: var(--font-display);
    font-weight: 700;
    font-size: clamp(22.4px, 2.4vw, 32px);
    font-size: clamp(1.4rem, 2.4vw, 2rem);
    color: #002F6C;
    color: var(--usms-navy);
    line-height: 1.2;
    text-transform: uppercase;
    letter-spacing: 0.01em;
  }
  .inside-head .runclub-line .accent {
    color: #E4002B;
    color: var(--usms-red);
  }
  .inside-head p {
    color: #3B414C;
    color: var(--usms-gray-700);
    max-width: 640px;
    margin: 14px auto 0;
    font-size: 16px;
    font-size: 1rem;
  }
  .inside-grid {
    list-style: none;
    margin: 0;
    padding: 0;
    display: grid;
    grid-template-columns: repeat(6, 1fr);
    gap: 16px;
  }
  @media (max-width: 900px) {
    .inside-grid {
      grid-template-columns: repeat(3, 1fr);
    }
  }
  @media (max-width: 520px) {
    .inside-grid {
      grid-template-columns: repeat(2, 1fr);
    }
  }
  .inside-grid li {
    background: #F5F6F8;
    background: var(--usms-off-white);
    border: 1px solid #ECEEF1;
    border: 1px solid var(--usms-gray-100);
    border-radius: 4px;
    border-radius: var(--radius-md);
    padding: 18px 14px;
    text-align: center;
    color: #3B414C;
    color: var(--usms-gray-700);
    font-size: 13.76px;
    font-size: 0.86rem;
    line-height: 1.35;
  }
  .inside-grid li strong {
    display: block;
    color: #002F6C;
    color: var(--usms-navy);
    font-family: "Oswald", "Helvetica Neue", Arial, sans-serif;
    font-family: var(--font-display);
    text-transform: uppercase;
    letter-spacing: 0.06em;
    font-size: 14.72px;
    font-size: 0.92rem;
    margin-bottom: 6px;
    font-weight: 700;
  }
  .inside-foot {
    text-align: center;
    margin-top: 28px;
    color: #3B414C;
    color: var(--usms-gray-700);
    font-size: 15.2px;
    font-size: 0.95rem;
  }
  .inside-foot strong {
    color: #002F6C;
    color: var(--usms-navy);
    font-weight: 700;
  }
  /* =========================================================
     13. STORY BENEFITS LIST (persona-specific; replaces metric delta)
     ========================================================= */
  .story-benefits {
    list-style: none;
    padding: 0;
    margin: 0 0 20px;
  }
  .story-benefits li {
    position: relative;
    padding: 10px 0 10px 32px;
    font-size: 15.2px;
    font-size: 0.95rem;
    color: #3B414C;
    color: var(--usms-gray-700);
    line-height: 1.45;
    border-bottom: 1px solid #ECEEF1;
    border-bottom: 1px solid var(--usms-gray-100);
  }
  .story-benefits li:last-child {
    border-bottom: 0;
  }
  .story-benefits li::before {
    content: "";
    position: absolute;
    left: 0;
    top: 12px;
    width: 22px;
    height: 22px;
    background: #E4002B;
    background: var(--usms-red);
    border-radius: 50%;
  }
  .story-benefits li::after {
    content: "\2713";
    position: absolute;
    left: 4px;
    top: 10px;
    color: #FFFFFF;
    color: var(--usms-white);
    font-size: 17.6px;
    font-size: 1.1rem;
    font-weight: 700;
  }
  .site-footer .foot-bottom {
    border-top: 1px solid rgba(255, 255, 255, 0.08);
    margin-top: 24px;
    padding-top: 18px;
    font-size: 13.12px;
    font-size: 0.82rem;
    color: #6F7783;
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: start;
        -ms-flex-align: start;
            align-items: flex-start;
    -webkit-box-pack: justify;
        -ms-flex-pack: justify;
            justify-content: space-between;
    gap: 24px;
    -ms-flex-wrap: wrap;
        flex-wrap: wrap;
  }
  .site-footer .foot-disclaimer {
    font-style: italic;
    text-align: right;
    max-width: 520px;
    line-height: 1.5;
  }

@font-face {
  font-family: 'Oswald';
  font-style: normal;
  font-weight: 500;
  src: url(./fonts/Oswald-Medium.ttf) format('truetype');
}
@font-face {
  font-family: 'Oswald';
  font-style: normal;
  font-weight: 600;
  src: url(./fonts/Oswald-SemiBold.ttf) format('truetype');
}
@font-face {
  font-family: 'Oswald';
  font-style: normal;
  font-weight: 700;
  src: url(./fonts/Oswald-Bold.ttf) format('truetype');
}
.container-fluid {
  padding: 0;
}
#persona-app-root section {
  display: block;
  width: 100%;
}